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MSRX UPI Desk
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Free · runs in your browser · no account

Your UPI ID,
put to work.

A Scan & Pay card for the counter, a link that opens their UPI app, a dinner bill split five ways, a code checked before you pay. Twenty-two tools, one ID — type it once.

Saved in this browser, so other tools start with it. Private windows forget it on close — a shop link brings it back.

Leave blank at a counter — they type it.

Card language

Print sizes & colours

Type your UPI ID to download. It stays on this device.

Scan & Pay

स्कैन करें और भुगतान करें

Your name or shop

Your QR appears when you add your UPI ID

yourname@bank

Pay with any UPI appकिसी भी UPI ऐप से भुगतान करें

Made free at upi.msrx.co.in

Everything on the desk

22 tools in 5 drawers, each in the colour of a note you already know.

Before you pay

Receiving money never needs your PIN.

Your PIN only ever sends money. Anyone asking you to scan a code or enter a PIN “to receive” a refund, prize or payment is asking you to pay them.

Straight answers

Is it really free?

Yes. No account, no subscription, no watermark, and you can use what you make in your shop or business. There is nothing to upgrade to.

Can this site see or move my money?

No. Every tool runs in your browser, and a UPI QR code or link only fills in the payee, amount and note — the payer's own UPI app moves the money after they check the name and enter their PIN.

What does the AI see?

Only what you send when you press an AI button: your question, and the fields of the tool you're on when you ask it to fill in or check that tool. Your saved UPI ID is never sent — it's swapped for a placeholder. The request goes to Groq's AI through our server, which doesn't store it. Every tool works without AI.

Does a QR made here work with every UPI app?

Yes. The codes follow the standard upi://pay format that Google Pay, PhonePe, Paytm, BHIM, bank apps and every other UPI app read.

Will payments show my real name?

The payer's app shows the name registered with your bank before they pay, whatever name you typed here. The name on the card is for people reading it at the counter.

Why does a UPI link open WhatsApp instead of my app?

A plain upi:// link doesn't say which app to use, so your phone decides. iPhones never ask — they hand it to one UPI app on their own, often the last one installed. Android asks, unless you once tapped “Always”. Pay links made here open a page where the payer taps their own app — Google Pay, PhonePe, Paytm, BHIM, CRED and more — and it remembers the choice next time.

Why do some apps refuse a link with an amount?

Some apps add extra checks when a personal (non-merchant) UPI ID arrives through a link with a fixed amount, and may block it. If that happens the payer can scan the QR or copy the UPI ID and pay by hand — every pay page here offers both.

Can I send a collect request from here?

No. Collect requests come from inside a UPI app, and NPCI has phased out person-to-person collect requests. A pay link is the replacement: the payer opens it and pays, instead of approving a pull.

Need a QR for something other than payments — WiFi, a menu, a contact card? MSRX QR Studio