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MSRX UPI Desk

Know UPI

Handle directory

@ybl, @okaxis, @ptyes — which app, which bank.

40 of 40 handles

Google Pay

  • @okaxisAxis Bank
  • @okhdfcbankHDFC Bank
  • @okiciciICICI Bank
  • @oksbiState Bank of India

PhonePe

  • @yblYes Bank
  • @iblICICI Bank
  • @axlAxis Bank

Paytm

  • @paytmPaytm Payments Bank (older IDs)
  • @ptyesYes Bank
  • @ptaxisAxis Bank
  • @pthdfcHDFC Bank
  • @ptsbiState Bank of India

Amazon Pay

  • @aplAxis Bank
  • @yaplYes Bank

BHIM

  • @upiBank linked in BHIM

WhatsApp

  • @waiciciICICI Bank
  • @waaxisAxis Bank
  • @wahdfcbankHDFC Bank
  • @wasbiState Bank of India

CRED

  • @axisbAxis Bank

MobiKwik

  • @ikwik

Freecharge

  • @freechargeAxis Bank

Jupiter

  • @jupiteraxisAxis Bank

Fi

  • @fifederalFederal Bank

Airtel Thanks

  • @airtelAirtel Payments Bank

Banks' own apps

  • @sbiState Bank of India
  • @hdfcbankHDFC Bank
  • @iciciICICI Bank
  • @axisbankAxis Bank
  • @kotakKotak Mahindra Bank
  • @pnbPunjab National Bank
  • @barodampayBank of Baroda
  • @cnrbCanara Bank
  • @uboiUnion Bank of India
  • @idfcfirstIDFC FIRST Bank
  • @indusIndusInd Bank
  • @federalFederal Bank
  • @yesbankYes Bank
  • @aubankAU Small Finance Bank
  • @kblKarnataka Bank

The handle shows which bank the app partners with to issue the ID — not where the person keeps their money. Handles change as apps switch partner banks; treat this as a guide.