Know UPI

Handle directory

@ybl, @okaxis, @ptyes — which app, which bank.

135 of 135 handles

Google Pay

@okaxisAxis Bank
@okhdfcbankHDFC Bank
@okiciciICICI Bank
@oksbiState Bank of India

Google Pay for Business

@okbizaxisAxis Bank
@okbiziciciICICI Bank

PhonePe

@yblYes Bank
@iblICICI Bank
@axlAxis Bank

Paytm

@paytmPaytm Payments Bank (older IDs)
@ptyesYes Bank
@ptaxisAxis Bank
@pthdfcHDFC Bank
@ptsbiState Bank of India

Amazon Pay

@aplAxis Bank
@yaplYes Bank
@raplRBL Bank

BHIM

@upiBank linked in BHIM

@waiciciICICI Bank
@waaxisAxis Bank
@wahdfcbankHDFC Bank
@wasbiState Bank of India

CRED

@axisbAxis Bank

MobiKwik

@ikwikYes Bank

Freecharge

@freechargeAxis Bank

Jupiter

@jupiteraxisAxis Bank

Fi

@fifederalFederal Bank

Navi

@naviaxisAxis Bank

super.money

@superyesYes Bank

Tata Neu

@tapiciciICICI Bank

Groww

@yesgYes Bank

slice

@sliceaxisAxis Bank

Niyo

@niyoiciciICICI Bank

Samsung Pay

@pingpayAxis Bank

ABCD (Aditya Birla)

@abfspayAxis Bank

BharatPe

@fbpeFederal Bank
@yesbankltdYes Bank

Cosmos Bank app

@timecosmosCosmos Co-operative Bank

Airtel Thanks

@airtelAirtel Payments Bank
@airtelpaymentsbankAirtel Payments Bank

JioFinance

@jioJio Payments Bank
@jiopayJio Payments Bank

IPPB Mobile

@postbankIndia Post Payments Bank
@ippbIndia Post Payments Bank

Fino Pay

@finoFino Payments Bank
@finobankFino Payments Bank

NSDL Jiffy

@nsdlNSDL Payments Bank

Banks' own apps

@sbiState Bank of India
@pnbPunjab National Bank
@pnbpayPunjab National Bank
@barodampayBank of Baroda
@barodapayBank of Baroda
@cnrbCanara Bank
@canarabankCanara Bank
@uboiUnion Bank of India
@unionbankUnion Bank of India
@unionbankofindiaUnion Bank of India
@boiBank of India
@indianbankIndian Bank
@indbankIndian Bank
@cboiCentral Bank of India
@centralbankCentral Bank of India
@iobIndian Overseas Bank
@ucoUCO Bank
@ucobankUCO Bank
@mahbBank of Maharashtra
@psbPunjab & Sind Bank
@idbiIDBI Bank
@idbibankIDBI Bank
@allbankAllahabad Bank (now Indian Bank)
@albkAllahabad Bank (now Indian Bank)
@andbAndhra Bank (now Union Bank)
@denabankDena Bank (now Bank of Baroda)
@vijbVijaya Bank (now Bank of Baroda)
@obcOriental Bank of Commerce (now PNB)
@syndicateSyndicate Bank (now Canara Bank)
@utbiUnited Bank of India (now PNB)
@lvbLakshmi Vilas Bank (now DBS Bank)
@hdfcbankHDFC Bank
@hdfcbankjdHDFC Bank
@iciciICICI Bank
@axisbankAxis Bank
@kotakKotak Mahindra Bank
@kmblKotak Mahindra Bank
@kotak811Kotak Mahindra Bank
@yesbankYes Bank
@yespayYes Bank
@idfcbankIDFC FIRST Bank
@idfcfirstIDFC FIRST Bank
@indusIndusInd Bank
@federalFederal Bank
@fblFederal Bank
@rblRBL Bank
@bandhanBandhan Bank
@kblKarnataka Bank
@kvbKarur Vysya Bank
@kvbankKarur Vysya Bank
@karurvysyabankKarur Vysya Bank
@sibSouth Indian Bank
@cubCity Union Bank
@dlbDhanlaxmi Bank
@csbpayCSB Bank
@csbcashCSB Bank
@jkbJammu & Kashmir Bank
@dcbDCB Bank
@dcbbankDCB Bank
@tmbTamilnad Mercantile Bank
@nainitalNainital Bank
@aubankAU Small Finance Bank
@equitasEquitas Small Finance Bank
@ujjivanUjjivan Small Finance Bank
@ujjivansfbUjjivan Small Finance Bank
@utkarshbankUtkarsh Small Finance Bank
@suryodaySuryoday Small Finance Bank
@esafESAF Small Finance Bank
@jsfbJana Small Finance Bank
@sbmpaySBM Bank India
@dbsDBS Bank
@hsbcHSBC
@scbStandard Chartered
@scStandard Chartered
@citiCitibank (now Axis Bank)
@citigoldCitibank (now Axis Bank)
@tjsbTJSB Sahakari Bank
@srcbSaraswat Co-operative Bank
@nkgsbNKGSB Co-operative Bank
@jsbJanata Sahakari Bank
@abhyudayaAbhyudaya Co-operative Bank
@dnsbankDombivli Nagari Sahakari Bank
@svcbankSVC Co-operative Bank
@kjsbKalyan Janata Sahakari Bank

PayZapp

@payzappHDFC Bank

ICICI Pockets

@pocketsICICI Bank

ICICI Eazypay (merchants)

@eazypayICICI Bank

IDFC FIRST (merchants)

@cmsidfcIDFC FIRST Bank

The handle shows which bank the app partners with to issue the ID — not where the person keeps their money. Handles change as apps switch partner banks; treat this as a guide.